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Whether you are a business or an individual, make sure you prioritize the importance of cash. For a business, its availability is essential to not only avoid the possibility of bankruptcy, but also to take advantage of various expansion and growth opportunities.
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Gyllenhammar , who at the time was Chief Executive Officer of Swedish car group Volvo. The phrase was widely used during the global financial crisis, which started in the fall of In the recession which followed the financial crisis, the phrase was often used to describe companies which could avoid share issues or bankruptcy.
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An unsecured loan is just one that does not require any collateral or credit check to qualify. Personal loans will also usually have far lower interest rates than a title or payday loan which makes them easier to pay off.
This makes them one of the most accessible and affordable short term loan options. A line of credit is basically a happy medium between a personal loan and credit card.
As you pay it off, that money will become available again like a credit card to be used again and again in a seamless cycle.
Depending on your borrowing needs, a line of credit may be a more effective option than a loan.